SpiritlyANurse

One of my biggest goals this 2026 is purchasing my own house.

I know this goal sounds crazy and unreachable especially with everything that is going on with the current economy. Everything is unpredictable and we won’t know if the house market will crash or go up again. But, I still want to try and afford my own house.

Lately, I have been looking around the area to see which place is the best area to live and its affordabilities and I have found a few potential homes. Although, is there really a point in looking at actual homes right now when I still need to save a lot for a down payment? I’ll be honest, I am not even close to my goal and I am pretty picky in the type of house I want to have. I want at least a 3 bedroom, 2 bathroom single family house. No, I am not married.

The reason why I want this type of home is because I want my parents to have a place to live when they come back from [country]. They left to [country] 8 months ago, right after I graduated from my nursing program. They left because they thought that it would be a lot cheaper to retire at [country] compared to where I live now. They sold their house but now their belongings are left in a public storage where I pay for it.

I’m also desperate to find my own house because I really do not want to pay for the public storage (even though it will be reaching my 2nd year of paying for it). This is just my personal opinion only but please try to avoid public storages. Their online deals and prices all seem great for the few months but from personal experience, this is how they get you. They have their own contract and you need to really read the terms carefully. Luckily, I paid the full year for the storage. If you chose to pay monthly, then their prices could change drastically. Even so, with the 2nd year of payment, the monthly cost of the storage went from $96 to $187, (10×10 storage) this is including storage insurance but still insane price creep of 100%…And when you try to ask them to lower the cost, the storage manager tells you to contact them 2 weeks before the payment is due. This tactic is how they lock you in since they bet on you having too many items in your storage and too little time to move everything to a new place.

Enough of my ‘rant’ if you would call it. Despite their sneaky business tactics, I’m still grateful for the fact that there was such a space for my parents to leave their belongings.

I think the point that I want to share is that although the idea of having my own single family home may seem out of reach, it is still good to have a long term goal. I really am in belief of “how you get there” is what matters more.

Though simple and slow, some steps that I am doing is some researching

• House location + prices
• First homebuyer programs
• How mortgage loans work
• Down payment grants from various banks
• Spending and saving habits
• Necessary time to achieve this goal

To end this post, I want to share a relevant quote by our famous physicist & cosmologist:

“However difficult life may seem, there is always something you can do, and succeed at it. It matters that you don’t just give up.”

Stephen Hawking